Hi All,
This is my post for all the Indians or rather everyone who comes to Toronto for first time.
I am just going to mention about few things which would be helpful to set comfortably here.
Even the newcomers are normally aware of basic things like "SIN", "OHIP card" . Even if you were not aware of them, well, now you are.
What I am going to mention about some other things which we need [typically Indians].
1. Bank Account : Well, we know that there are lot of banks around like TD Bank, Scotia, RBC, CIBC etc. where you can easily open an account and also get a secured or unsecured Credit Card along. But what I would suggest you to open an account with any Internet bank like ING Direct [even if you do not use it much]. Reasons are below.
a. They do not have monthly fee.
b. They have no minimum balance.
c. They do not charge for transactions.
d. One more benefit which is generally for Indians on work permit or short travel. Before going back to India, we need to close the bank account . Unless if you wish to maintain the account with minimum balance. If you close the account and go back to India. Then to collect the income tax refund of Canada, you will need an account which you can operate from India. In this situation, your online account will come handy as it provides all facility of banks along with the fact, that it can be closed from India too.
2. Ontario Id Card: Its a card which can be received from "Service Ontario" branch with a payment of 35$. Its benefit is that it serves as Government Id Card. So you do not need to carry your passport or other identification proof along with you while you are in Canada.
Well these are the initial tips for new arrivals.
Other tips will continue in next posts.
Have a nice stay in Canada...................
This is my post for all the Indians or rather everyone who comes to Toronto for first time.
I am just going to mention about few things which would be helpful to set comfortably here.
Even the newcomers are normally aware of basic things like "SIN", "OHIP card" . Even if you were not aware of them, well, now you are.
What I am going to mention about some other things which we need [typically Indians].
1. Bank Account : Well, we know that there are lot of banks around like TD Bank, Scotia, RBC, CIBC etc. where you can easily open an account and also get a secured or unsecured Credit Card along. But what I would suggest you to open an account with any Internet bank like ING Direct [even if you do not use it much]. Reasons are below.
a. They do not have monthly fee.
b. They have no minimum balance.
c. They do not charge for transactions.
d. One more benefit which is generally for Indians on work permit or short travel. Before going back to India, we need to close the bank account . Unless if you wish to maintain the account with minimum balance. If you close the account and go back to India. Then to collect the income tax refund of Canada, you will need an account which you can operate from India. In this situation, your online account will come handy as it provides all facility of banks along with the fact, that it can be closed from India too.
2. Ontario Id Card: Its a card which can be received from "Service Ontario" branch with a payment of 35$. Its benefit is that it serves as Government Id Card. So you do not need to carry your passport or other identification proof along with you while you are in Canada.
Well these are the initial tips for new arrivals.
Other tips will continue in next posts.
Have a nice stay in Canada...................
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